The 12-Month Payment Play: How to Secure Axel Heights Without Straining Your 2026 Cash Flow
- Zikan Realtors
- Feb 12
- 2 min read
In the high-stakes world of Lagos real estate, liquidity is king. While an outright purchase is often the quickest path to equity, the savvy investor in 2026 knows that leverage is the secret to scaling a portfolio. At Axel Heights, we’ve designed a payment structure that allows you to secure a premium asset at the Lekki Foreshore while keeping your capital working for you elsewhere.
If you are looking for modern houses in Lekki but want to maintain a healthy cash reserve, the 12-month payment plan is your ultimate strategic move.
The Anatomy of the 12-Month Plan
At Axel Heights, we believe in flexibility. Here is how the "12-Month Play" breaks down compared to other options:
Payment Plan | Total Price | Advantage |
Outright | ₦230 Million | Lowest price; instant full equity. |
6 Months | ₦250 Million | Mid-range flexibility; zero long-term debt. |
12 Months | ₦270 Million | Maximum liquidity; easier cash-flow management. |
By choosing the 12-month option, you aren't just buying an apartment; you are buying time. You spread the cost over four quarters, allowing your other investments—be it in stocks, business, or other properties—to continue generating returns.
Protecting Your Liquidity
In 2026, economic agility is vital.
The "Safety Buffer": Instead of dropping ₦230M at once, the 12-month plan allows you to keep a significant portion of your capital in high-yield savings or business operations.
The Installment Edge: You pay as the building rises. This "milestone-based" thinking ensures that your capital outlay is aligned with the physical progress of your 2-bedroom residence at The Nest.
Hedging Against Inflation
One of the smartest reasons to use a payment plan in 2026 is Inflation Hedging.
Fixed Price, Rising Value: While you are paying off your balance over 12 months, the price of your unit is locked.
The Arbitrage: As the Lekki Foreshore experiences 30% Year-on-Year appreciation, your property value is climbing while you are still paying for it at 2026 prices. By the time your final installment is made in early 2027, the property could already be worth ₦300M+.
How to Start the Play
Securing your unit at Axel Heights is simple:
Initial Deposit: Pay your commitment fee to lock in your specific unit (and that prime lagoon view).
Monthly/Quarterly Installments: Spread the balance over 12 months.
Q4 2026 Delivery: Take possession of your keys just as you complete your payment.
Conclusion: Smart Capital, Elite Living
At ₦270 Million over 12 months, Axel Heights becomes accessible without being taxing. It’s the perfect strategy for the executive who wants to own a piece of the Lekki Foreshore while maintaining the financial freedom to pursue other 2026 opportunities.
🏢 Zikan Prop Solutions
🥇 Certified Real Estate Consultant | Multi Award-Winning Realtor
Helping you make the best real estate purchase & investment decisions.
📱 +234 703 000 3514
📲 IG: @zikanpropsolutions
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